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Don’t invest unless you’re prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong.

SMA BUILDING & MAINTENANCE SOLUTION LIMITED

SMA BUILDING & MAINTENANCE SOLUTION

Founded in 2019 by Suzanne Ackland. A sustainable business providing building and maintenance solutions.

Loan

Capital at risk

Months

17.0%

apr

Successful

Capital at risk

Amount

You make

Successful

Minimum investment is £100

Total return

Monthly repayments

Our APR explained

SMA Building and Maintenance Solution Ltd was founded in 2019 by Suzanne Ackland and based in Gloucester. They are a sustainable business that works with myriad clients of different kinds including Ted Baker, Co-Op, and Barratt Developments. With a blend of expertise, innovation, and unwavering quality, they craft spaces that inspire and endure. They are currently seeking funds for expansion and refinancing.

Tell me more

Sustainable, growth-focused building and maintenance.

I started this company back in 2019 with the intent of setting up a building and maintenance company with forward-thinking and sustainability at its core. SMA survived the pandemic, and in April 2022 I brought myself, Sarah, and James aboard as fellow managing directors. Together as a managing quartet we set out to ensure that SMA would grow into a respected name in the industry, with growth to match. We have seen sales soar recently, and have acquired our first development which should be completed in early 2024.

What makes SMA different from other building and maintenance firms? We are committed to sustainability and to the future. We have made a point of minimising our environmental impact, and have introduced hybrid and full electric vehicles to our fleet as a part of our green vehicle policy. We also do our best to work with eco-friendly material suppliers to further reduce our impact on the planet. Aside from the above, we have a strong commitment to staff development. We are currently sponsoring two apprentices at a college in Bristol, and hope that many more will follow. Good staff are invaluable, and being able to help cultivate them is something SMA is proud of. Moreover, we are supporting one of our managers as she moves to take a course at a nearby college to further improve her skills. Growth and sustainability are at SMA's core.

SMA Building & Maintenance Solution Ltd is proud to offer years of experience in the building and maintenance industry, and we have good working relationships with a number of respected contractors. Our sales value has sprawled in the past year to over £3.3 million, and we are now approaching Crowd2Fund to ensure that that number keeps climbing. We project that once our development completes in early 2024 our sales could soar as high as £7.5 million. We are excited about the opportunity to expand with your support.

Credit commentary:
The three directors are providing a personal guarantee, which means should the business fail, and there are insufficient assets within the business to repay the loan, we can look to the director to repay any shortfall on repayment. The directors have a strong financial profile, and the company holds an Equifax Report of D+. Our Credit Score may provide a better score from Equifax’s report given our assessment considers their latest business accounts and shows a more accurate company performance throughout the year. The directors are homeowners with an accumulated equity of £350k. The funds will be used for business expansion and settling existing debt. The director can be traced for several years with no issues.

Inflation risk:
As the majority of lending to the business is at a fixed rate, they will not be immediately affected by interest rate increases.